Please suggest me a few mortgage payment calculators

[Jeffrey L Evans]

Hello guys, 

My wife is planning to take some money as a loan for buying a property. The property is located in Ontario (She is from CA). The catch is, there are a lot of rates and fees applied to mortgage services. And, it is quite difficult to calculate the interest rate and monthly payment we have to make. I am having a hard time even understanding the terms like CMHC. I remember using a mortgage payment calculator when we purchased a property in Toronto. But It was a very long time ago and, I don't know whether the same methods are used to calculate amortization etc now. Can someone please help me to understand how mortgages are calculated nowadays in Canada? What are the different rates and tabs when it comes to calculating amortization? Is mortgage calculated in a different way compared to mortgages that are taken for other purposes like an educational loan, personal loan etc? Thank you in advance.