A commercial listing agent representing the seller on commercial real estate will not expect a prequal letter, instead they will expect a Letter of Intent from you, proof of funds on top of that would be ideal.

The house is already divised to be ideal for that so I get a minimum of rehab to begin with

I have found that a lot of the homes I end up keeping for my personal portfolio are ones that do not fit into our criteria for our turnkey business.

I have no issue paying for services rendered but a random text doesn’t fit that criteria to a tee.

Hi Danielle,To follow up what Joel suggested, check with your local banks as they should have some type of medical based financing available or an SBA 7(a) loan would probably be a good fit for you. 

Are there other types of lending that would be a better fit for me as a 1099 contractor?

I’m currently paying down debt by this summer and should have saved for a relatively small deposit by EOY 2019.Here is my current position.Purchased 1st property as a USDA in MauiUSDA Ln: $400kMortgage: $2202Consumer Debt: $0 (06/2019)Owe Aprx: $385,000Home Value: $500kIncome: $74k yrlyDown payment: $23k (12/2019)720 Credit score Im looking to purchase something small, preferably in a wooded mountain area (ideal for short term rental) but open to anything affordable.Right now I have my short term goals set out but been wracking my brain trying to figure out the next best possible approach to REI.Any help or advice would be GREATLY appreciated!

I could see SS fitting that description with the sales of boxes, etc. 

A property manager, especially a NARPM member, knows that they need to find you something that fits your needs - AND - they can manage for a long time. 

Borrowers are also more challenging to deal with, and if there are violations from the county on the property these get passed to you (which you can try and collect from the borrower but if they walk they stick to the property which ends up being paid by you).Every person has a varying level of experience and risk so no one fits into a one size fits all, but people should be aware of the risks they are engaging in when investing in certain asset classes.