And with that said, you've also got a wise name to live up to Account Closed Be well!

Also there's a bunch of podcasts by Rod Khleif, Michael Blank, Jake&Gino that you should listen to.In my case, as a former tax accountant, I always look at the tax side of things.

They want me to upgrade to the next account level.

And what companies are out there that handle SD retirement accounts?

Additionally, if your partner has $0 funds and you have 100% of the funds that would be used to purchase the home, you can use your funds as well and not have to count them as a gift, so long as they are in your account and fully seasoned by the time you buy the property. 

There is the "delayed financing" option but the issue you will run into is that if you did not season the funds from the personal loan into your account for at least 2 months, the loan will preclude you from the exception and you more than likely will need to wait for the full 12 months to season the ownership to be able to use existing value rather than purchase price. 

They are all older credit accounts that have been closed for over 3 years that we just started to make payments on since we decided we would like to invest.

What android smartphone apps do you guys like?  I need to start tracking expenses right away.  An app with photo capabilities for expenses as well as tenant communications and income tracking would be great.  What do ...

My understanding of the question was that the poster wanted to know which was a better long-term option assuming (A) they did not have access to sponsors and (B) were investing from their direct investment account. 

Account Closed Thanks.