All that mortgage paperwork your LO asks you for, that's basically what you are doing, helping them manufacture something to be sold to the "War Department" (the Fed) for above-normal levels of profit (note that I'm not opining on if I think this is good public policy or not, I'll leave that to others).

Kidney beans sales rose too, a sign of financially-strapped households seeking cheap sources of protein.

somebody has to compensate landlords. forbearance does not cut it. state or fed govts or cdc need to compensate landlords by cutting them monthly checks. so far they have been doing whatever they want without facing any legal and financial consequences. there is also no national body that represents interests of landlords.

Wash their car, walk their dog, cut their grass, anything to get that knowledge and experience from them.

There was one blade of grass that had grown tall between the time we turned in the keys and the THREE weeks latter when they actually inspected the house.  

Does the private lender have obligations based on the fed rate to provide a specific rate minimum?

The Fed is raising interest rates, the jobs report just came out better than expected, which points to ANOTHER increase.

Additionally, I run a couple of grass roots, real estate investment clubs here designed for investors to help each other and also to share honest reviews on local contractors/real estate professionals. 

Luxury home prices in South Florida have surged as wealthy people flock to the region.Florida continues to attract wealthy people who are fed up with high state taxes and increasing regulation (California/New York)Florida Attracting High Net Worth People

It is possible to find good investments on MLS-fed sites like Zillow.