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Updated about 4 years ago on . Most recent reply

Joaquin R Martin's profile image
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Joaquin R Martin
  • Rental Property Investor
  • Member since Feb 26, 2019
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Joaquin R Martin's profile image
Joaquin R Martin's profile image
Joaquin R Martin
  • Rental Property Investor
  • Member since Feb 26, 2019
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Joaquin R Martin
  • Rental Property Investor
0
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4
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Private Lending & Conventional Mortgage Advice

I'm not having any success with HELOC Loans.

Joaquin R Martin
  • Rental Property Investor
Posted

Every local bank I've applied for always want to refinance my mortgage. No way..I have a great rate. Why can't I just get a HELOC without refinance my home.

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Account Closed's profile image
Account Closed's profile image
Account Closed
  • Lender
  • from Milpitas, CA
  • Member since Mar 24, 2016
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Account Closed's profile image
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Account Closed
  • Lender
  • from Milpitas, CA
  • Member since Mar 24, 2016
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Account Closed
  • Lender
  • Milpitas, CA
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Account Closed
  • Lender
  • Milpitas, CA
Replied

@Chris Mason solid explanation! Basically, it's not worth their time to do HELOCs since they're a riskier product for the bank and less profitable overall.

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