Recently an Insurance Agent friend of mine recommended that I get a Commercial Policy because he said I was still exposing myself to risk by even being named personally on the Residential Policy.Based on the research I've done, I can't seem to be able to tell one way or another which way I should go.Someone please bottomline me: Is it okay to keep my Investment Properties that are owned by an LLC insured with a Residential Policy with the LLC listed as an Insured or should I switch to a Commerical Policy?

A good friend of mine said probably a little more than 50% of her time is spent on lead generation.

Mine is probably full of "run-on" sentences.

Businesses like mine have thrived in college towns forever and I'd venture that they run a higher risk than I do.

I find there's always a gold nuggets of information in each one and I go back to listen to a number of them multiple times.

However, every person has his or her story, I had mine as well.

A friend of mine needs it appraised for Probate purposes.

Before I call I take the time to look at their property online and learn what I can about the house; I start a property info form on the house and then I call, prepared and ready to deal, knowing that I will have to listen to their story if I want them to hear mine.

Mine was a 3/1/1 but has been converted to a 2/1/1.

i asked a GC friend of mine.