Since each county governs this exemption it was very difficult with some counties and still really annoying with other counties.

I'd like to be able to put down 10 or 15% but I am finding that it is a little more difficult to buy a duplex than it is to buy a single family residence.

I avoid areas that have extremely difficult tenants in general.

Filling units will be more difficult, because you are going after the best of the worst.

So I was curious...How difficult would it be to convert to a large single family?

I realize it is difficult to find a deal in the mls so it is possible I am missing something big here.

To use a CC to help fund it, they are talking about doing a Balance Transfer, which is normally 0% interest  for 1 yr, with a 3-5% immediate fee.   

For most purposes, it tends to balance out between attorney-owned title companies and non-attorney companies. 

Always list your business under the mortgagee clause for the insurance and always require their insurance to cover at least the balance of your mortgage to them or 90% of the value of the property (whichever is greater).

Whereas older housing stock can be more difficult to renovate - especially when it once was a large single family that has been spliced into apartments.If I was to build a Multi-Family property from the ground up, I could control the lay out of the units, where the housing systems were located and their path to and from the basement, I could construct panels to access shower fixtures etc.