I guess it all comes down to who else is applying and what's is the area average.

Average AUM of client is $2B, some upwards of $50B.

My weighted average interest rate on my loans was around 6.5% (I’ve recently refinanced down to 4%). 2.

I'm a transplant of 2 years. 2) I have the average breakdown of water/electric which is around 330 for the last 9 months.

This is what’s happening in the greater Nashville area according to Freddie Mac’s Home Price Index (FMHPI) report:Average home prices from 2021-2022 increased 22%Average home prices in the last 5 years increased 67.4%Average rents have increased in Nashville 10% year over year.

We have very well compensated people, and we pay well above market average. 

If I can find a city that is growing in both areas then I would put that as a potential for further research. 3.Once i've created a list of areas that are of interest I then start looking at the average sale price for the location.

That's a good average (and of course if you already have a servicer in mind you can just use their figure).Ultimately, servicing does factor in, however when you start stacking performing notes the servicing fees are pretty negligible.

I can tell you that there have been plenty of 750 sf apartments that average out at $35K each if you are including everything shared by the property and grounds.

There is no incentive for me to pay it off with how low interest rates are, I'd rather use the money to invest where you can make 8-10%(an average return) on your money.