However, they keep leaving a pile of junk (boxes, furniture, etc) out on their driveway.

We'll upgrade a few things, but much of the furniture came with it.

This is because in the last couple of decades population has exploded, but affordable housing has not caught up.3.

We can likely afford a cheaper smf residence however it's going to start in much worse condition as well as be located in a much less desirable location. 

I recently learned that a contractor I play ball with has helped all three of his daughters buy houses at 18-19 years old, helping them to secure a good deal on a house needing work, at a price they could afford.

I told the loan manager I can afford an investment property but he said no.

If you want to be a successful real estate investor, you cannot afford to buy at market value.

I got a quote of 9k to replace brick back and both sides of the house.Video of backside of house : https://photos.google.com/phot...I can't afford 9k at this time, Thinking of replacing the brick on backside and move on. 

Overall, CA laws try to promote ADUs to help address the affordable housing shortage but local jurisdictions can make it challenging.

My first advice as a flat broke person with bad credit is to leave Hawaii for a job in the southeast and find a property to house-hack when you can afford to buy.