Aloha @Denise McWhorter - it might be better to spend your time looking for a pre-foreclosure versus pursuing foreclosed property. 

If its just a shower stall we have gone with curtains on the smaller 3-4ft access installs, but again with kids & the new lower base heights you're going to have spillage so the flooring better be resilient to such a deluge.

That, and lots of refi-only loan officers don't know what they are doing, but have been forced to offer purchase mortgages because no one is refinancing, so they just regurgitate FHA rules as if they were applicable to conventional, because they do not know any better. 

As an agent, I scrub the tax and property records for data to find off market deals and skip trace using a combination of spokeo (alright) and batch skip tracing (better) and call using mojo dialer. 

Have any of you guys had success with these sort of loans and could it be better than seller finance/sub to?

We now have a better idea of the position that the California FTB will take on the structures when a failed 1031 Exchange in involved, which is no surprise to those of us that have take the time to really understand them.  

Also I was trying to get my own comps on an older 3/2 ranch,but most the properties around it were newer or larger.Whats the best way to compare oranges to apples for lack of better words.

man this is the best direct-honest-unbiased-transparent I ever heard of. it is like i said before, the local broker that has better cost efficiency and/or tech-driven brokerage would rise in popularity and the slow and decaying process of traditional brokerage. typical agent make 50k, there're more realtor than home to sell with different cost from each brokerage ; seller/buyer not just want lesser commision but they want bigger pie when selling like you said. 

But I’m sure Dave will tell you if it’s possible and explain it better. 

There were options that would have made better investments, but the lifestyle this enabled fit perfectly.