@Michaela G. yeah I've seen they aren't too strict about background checks for people that use the platform.

The town isn't strict about how they check for it (checking for # of cars in driveway).

Those must be pulled by someone licensed in Minneapolis, which is apparently more strict than being licensed by the state.

I am strictly interested in the MF units of at least 3+ units as they seem to hold the best potential for a positive NOI on a yearly basis.

Are you strictly into wholesaling??   

(a hobby but still strictly business as far as discipline wise.)

Lenders can vary, but most will take somewhere between the low 40's for strict lenders, to low 50's for other lenders (back-end DTI or total debt including new mortgage).We actually bought a vacation home (2nd home) in Joshua Tree last year in October.

This will require some effort and you must be very strict, no more favours.

I'm an agent from North Alabama and I deal strictly in commercial property so I don't have much time to research residential properties. 

It is strictly risk mitigation.