In the end I decided to close on the HELOC anyways, but it was a good learning experience and the next time I do it (probably within the next 6 months on a foreclosure I just bought as a personal residence) I'll be sure to do a lot more shopping around.I think your best bet is to look for a local portfolio lender as mentioned above and if you're not ready to pay the prevailing rates for that kind of money consider going back to work full-time for a few more years as you complete a few more deals and build up your track record with the intent to find private partners etc.

It's great to have you and I think you are on the right track listening to the podcast and reading the blogs.

We have track records of success and now seeking for working capital for more upcoming project.

I own 8 properties with a partner and were looking for guidance:We want to find an easy way to track our spending so when tax time comes around we will know exactly what we spent rehabbing each buy and hold rental property that year.

This dummy has not used any application to track rental income/expenses etc.

Now let's say 10 shown up and none of then like the place but track mud and dirt in so you need to clean it up and start over.Joe Gore

This will be my first owner finance deal so I want to make sure I am on the right track. 

Additional method is to claim all as income including tips, so you can track your income through tax returns, however this can greatly have a impact on your tax situation.  

Also I believe there are more dual "bread winners" in CA.

The bank will generally want you to have a track record too so you may run into some experience challenges and need a partner on your first few.