I personally would not hide this information from the banks and some of the reading i have done suggest that is what some people do and it puts a black mark on the industry.

But it could push housing further than we think as peoples mindset change on return on investment - in a world of 1.47% mortgage rates, a 5% ROI on a SFR might look fabulous (though the Bay Area is already well below that).Bottom line - if tech stays strong, and if there are no black swans, we may not yet be at the end in the Bay Area.

Unfortunately, there isn't a black and white answer to this; there are a few different variables so you kinda just have to investigate each situation separately.

Are you saying that the white and black wires on one plug or the other are reversed?

It is black or white, they either qualify or they don't, then they were either first or they weren't.

12708 English Hills Court, Tampa, FL 33617@Eric Black 

A super basic flower bed -  sometimes black mulch sometimes red mulch.  

I'm doing about 2-3m worth of deals each year, and I maybe pull 1-2 agent based comps a year to double check a property that just does not feel right because a neighborhood is a black box for us.The world is changing, real estate agent business is a shrinking now of days with technology, like it or not.. 

Having to play in the "Grey" Zone and not in the Black and White.To grow a Serious company with a Strong Reputation we need to be moving toward CLOSING then RESELLING on the Open market (As some call it, REAL Wholesaling).Anybody Actually doing this on a High Level in multiple markets?

I state to them that leasing is all about the black and white or in other words some form of lease whether it's annual or monthly.