The biggest downside of investing here is that the competition is high.

One could make a decent cashflow from some of those duplexes but in reality would be challenging to find quality tenants.

Price is usually the biggest motivator for that area.

They are one of the biggest colleges around and I lived in a college rental in Raleigh for about six months.

@Brent Matthew everyone is different but one of the biggest advantages of an owner occuppied loan is the loan down payment.

See, my biggest hobby is wilderness backpacking and I have always dreamed of one day owning substantial property in mountainous areas close to national parks and wildlife areas. 

I went down and begged, and they made an exception.Aside from that one year, the inspection program hasn't been a big deal.In 2009 a legal challenge was mounted to the inspection program. 

I live in the biggest city in NH and work in the 3rd biggest city in NH. everything available in the main cities is far to expensive or run down for my experience and comfortability, I also want to get out of the city because I hate the city.

Moving on to smaller submarkets creates a new challenge with fewer renters and jobs to drive growth.Looks like the Villages in about an hour from Orlando and ninety minutes from Tampa. 

If anyone has advice on a 5 year plan or a good direction to go that they have faced a similar challenge I would love to hear your advice and story.