I have good personal credit (~730-740), average-high personal debt (mortgage, student loans, vehicles,) and I am employed making $90k/year.

This would be my first time looking to do a $0 down investment property and I am looking to seek advice from those who have experience with similar financing. 

My investors and I pivoted from STRs to LTRs last year.

I’ve known the market for awhile, and I worked with a realtor to find a deal on this cabin.

Feel free to reach out and I would be happy to assist!

They are underperforming rent-wise at the moment, so would be a solid value-add play if you had the capital.Let me know if you have any questions on the Kona market and I would be happy to help out if I can. 

Drafted a plan, gathered estimates, created a budget, put together DTI sheets, even got an "as-built" appraisal, and also have it in a permit status at the Local Building and safety office.Then I started to look into the construction loan and the permanent financing....to do it myself, and not through a builder.I soon realized that there are sooo many companies out there that want to try to help...but cant  (some of them were even on this network of people):  don't have builds on record, won't allow for owner-built homes, my credit is less than 680, while carrying the construction loan, there may be a point at the end where because i have my rental house while building that it become hard to pay, and  I can't pull out a private loan to help start process because my credit cards balances are horrible...and my "business" has no show of income.So, now we are here in the present time....   

The rental is priced over $1500/month and is either in a C/D neighborhood or the property is a dump3. 

I should have my plans from my designer soon and I will show them the plans.  

BiggerPockets also has a calculator you can use to analyze deals and I highly recommend you start this as soon as possible, even if you are not ready to buy.