We're new to Bigger Pockets - But seasoned in the world of real estate investing. 

I would enjoy seasons!

I m dealing with local banks, so seasoning wouldn't be an issue but I'm not sure if they will do flash cash or if I will need transactional funds for this process.

Lot's of factors: it is nice piece of land, the area is "resortish" so there are a lot of seasonal rentals, etc. etc.

As you have found, this site is a fantastic wealth of information and I am so grateful to the seasoned investors for giving their time and posting on here so us newbies can learn from them.

John,Most banks these days will require seasoning of the asset before funding a refi (usually at least 6 months) and on a cash out refi, it is typically 12 months or more.

That being said.A refinance usually attracts less scrutiny than a purchase, especially when the loan has seasoned for awhile and when you are well withing the 70-75% LTV threshold.

Welcome MidwesternerIndiana college definitely having a great season this year

Appoints may need to be set, the CPA, during tax season may set aside an hour so that his clients are not bothered.Another issue is security, lots of thieves go to nice homes or commercial just to case the place for a visit later on.

I have been able to locate a mortgage company that doesn't require seasoning for refi as long as I'm not doing a cash out refi (which I'm not...just need to refi the existing loans with the hard money lender and seller carry back).