Finding a hard money lender

[Andrea Gardiner]

Hello,
I'm new to posting here on BP but have been interning on this forum for quite sometime. I am currently in the market to begin buying rental properties in Fairfield county of CT but am in need of a hard money lender. My aim is to have the hard money lender take the first lien position with 65% of LTV and have the seller finance the remainder of the loan and closing. I have been able to locate a mortgage company that doesn't require seasoning for refi as long as I'm not doing a cash out refi (which I'm not...just need to refi the existing loans with the hard money lender and seller carry back). Can anyone tell me if there is something I am not considering. I would greatly appreciate any guidance.