Hello BP Community,I to move my retirement accounts into a Solo 401K and I understand that you can not have full time employees and still qualify for the Solo 401K, so I have a couple of questions about this.

His carriage and demeanor make me apprehensive and when I had the chance to meet him and asked questions about income / profession he was a touch evasive and contradicted himself (mentioning an engineering career, then being retired, then working in retail all in the same window).

But if you plan for retirement, you have other income and you don't mind to be in the negative for a while because your property is located in the area where it is more like then not that the property will appreciate greatly by the time you are ready for retirement (And yes, there are still places like this in the country...) then long term equity is more important....But then those are my thoughts. - I might be wrong.

I have a client interested in investing their retirement funds from a 401k.

Keep me posted on your findings in Florida, i have my eye set there for retirement as well.

traditional stocks have paid 10% since the depression. you could put it in a roth ira, buy a total stock index fund from vanguard & keep it there until retirement & cause yourself a lot less hassle.but if you're gambling on appreciaton, with the leverage, then you can outdo those returns. at 3% appreciaton, you could get 20% return.

Neither of which were for me, but for my father's retirement.

I have traveled the country and there are only a handful of places I would rather live and all of those places (Santa Barbara, Malibu, SD, etc) are extremely expensive so they will have to wait for retirement.

His goal/dream after the navy is to retire (with military pension at 44 and live on the boat that he had built).

Even for the $3,000 payment, you would need to invest $300,000 in those terms and take on an additional $900,000 of debt just to bring in the $3,000 a month to cover your student loan debt and that is not even the $11,000 you would need to pay after special income based programs.That is probably not what you wanted to hear but I would just focus on staying in the broke college student mindset until you pay off your loans or I fear you will become the broke guy who should be 10 years away from retirement but just paid off your student loans and now needs to play catch up to get close to retirement.