If it were to reach 45, he would need medical treatment to bring the levels back down. 

Just for the thrill of it.Here's an exercise I think is valuable: write down a list of the top 10 characteristics you think will describe your competitors and how will you overcome them. 

You do not need a separate purchase agreement as you would simply exercise your option when your ready according to the terms of the agreement. 

This is a fun exercise 

I'm not sure of the product demand in your market, but in Columbus, I push for higher-end finishes and try to attract graduate students, medical students, etc.

But I do not share your optimism that it's not a threat.Read this, although certainly not authoritative but just the IRS interpretation:https://www.irs.gov/businesses/small-businesses-self-employed/s-corporation-compensation-and-medical-insurance-issues"...But to the extent gross receipts are generated by the shareholder's personal services, then payments to the shareholder-employee should be classified as wages that are subject to employment taxes..."

Ocala is getting a huge new marijuana grow and distribution center for medical marijuana. 

In "Skid Row", there were usually several kinds of apts for the homeless or very low wage persons including "SROs (Single Room Occupancy)" and Flop Houses.Back then, you could have lived in one of these "SROs" by working in some menial task that didn't require any skills such as loading and unloading trucks, etc.They didn't care if you were mentally ill or physically disabled or need medical attention.

Even though I use a property management company, it doesn’t make you immune to the drama.When I have the time, I train Brazilian Jiu-Jitsu (Brown Belt now), exercise or travel mostly to California or Northern Arizona with my family.My goal is to one day be on the BP podcast!

I started RE investing as a way to exit corporate America, so with that means I will be responsible for my own medical insurance.