Your good friend Joe above was very smart as well for pointing out what appears to be the real underlying factor.

Hello, I am in the process of purchasing a home and one item that was revealed is external stucco cracks.

Both of these might factor in to your decision.

Looks like vacancy rate, property management fees, etc are being factored into the math.

What other factors or conditions influence your decisions?

Another factor is going to be how much you have to spend.

@Robin Brown it depends on a number of factors.

What are other DTI factors should I look out when purchasing to satisfy lenders approval?

From there, you'll find that based on these factors, your tenant base will find you when you list your rental as available.

The house I purchased was recently renovated so rehab wasn’t a factor in this deal, but being a STR I wanted to go with higher quality furnishings that would stand up to more abuse. (2 years in and that has paid off so far) But I went about 20% over my estimated budget.