I have documentation on 2011 mortgage, my schedule E tax returns since 2011, recent renovations in 2017, insurance covered renovations in 2018 and recent refinance that removed PMI and lowered rate by 0.25% (cashed out some to pay off credit cards). 

I told them since flood insurance is no longer required, I would like to remove the flood insurance from the escrow. 

An appeal shall lie from the judgment of a general district court, in any proceeding under this article, to the circuit court in the same manner and with like effect and upon like security as appeals taken under the provisions of § 16.1-106 et seq. except as specifically provided in this section.

If it's completely obvious cracked to hell, and crumbling then save the few hundred dollars you would spend on an engineer and go straight to a contractor but just remember they are in the business of doing repairs (sometimes not the most cost effective either) not giving you the best advice.

Subsequently, it can effect your utilization rate.For example, I had a commercial line of credit, that had not been reported to my credit reports.

This is a common and effective strategy for long-term, generational wealth building.

Additionally it is unlikely to run long enough to really have an effect on the humidity.

I think that once the original owner sells, all those conditions are removed, yes?

It's been pretty effective for us when we've used it 

It turns out, I am responsible for everything until a court order is given for the estate.If the girlfriend stays in jail and can't get anyone to remove her stuff after the parents have removed what they're entitled to, I still have to go to court to get an order to state I can remove her stuff and I have to have a sheriff present to do so.