The owner really wanted to liquidate his portfolio and I was able to negotiate owner financing with 10K down and interest only payments with a one year payback period.

You'll also get a good feel for who knows what they are doing and has the client's interest in mind, and who is just selling a product.

Budget was blown but the end product is amazing!

But most seem like they are trying to sell product versus giving me a straight answer.

(A senior employee of Microsoft that knows a big product announcement is coming out would have an unfair advantage, that's why insider trading is illegal with stocks.

@Randy E.

I have an LLC for another business, which I'm not doing anything with, (it's a farm not in production anymore).

Modular buildings are built to the same building code as any stick built product and generally built under better conditions with better quality control processes than most stick built product.

@Dilman Recinos, it's going to depend on the bank and what products they offer.

  (1st lien just means that it is first lien in line to get paid should the collateral be liquidated to settle the loans against it, but that is fairly irrelevant to you.)Why do you want the money?