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No, with truly self-directed Solo 401k plan you can contribute first $18,500 (plus $6,000 catch up if you are over 50 years of age) up to 100% of your self-employment compensation, then on top of that you can do additional 20% of your net SE income (25% if you are incorporated) for combined maximum of $55,000 ($61,000 for those over 50).

I've been reading posts and listening to the podcast for a while now so im expecting some well wishes and folks willing to steer me in the right direction.

Outline your expectation very clearly and then if he is not following your directions you can consider changing.

I'm looking to invest in multi-families, but am hearing it will be hard to get financing for it due to being unemployed...looking for any help or advice that will lead me in the right direction. 

May I suggest you find an OOS market that has higher rental demand, so that imperfections in management don't translate as directly to lost rents.

Would anyone be able to point us in the right direction on where to look in order find investors with the cash that would be willing to guide us, and are in need of such services? 

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Whatever you decide, investing in syndications and investing directly in real estate aren't mutually exclusive. 

View report*This link comes directly from our calculators, based on information input by the member who posted.