DSCR refinance are not under Fannie/Freddie products, and the qualification process is based on rental income and PITI, rather than W-2 and tax returns.

As mentioned, the process was really smooth and their service is top notch.Yes you are paying a premium for the product, but the benefit is the ease of mind. 

If you are unsure about the values that go into a BRRRR calculation, I would recommend learning about the process before you think about practicing the process.

This process has already been longer than I have wanted from the beginning.

It would be great to get more information about your lending process. 

Hoping someone has some guidance on a CMHA situation we're in. Here's the backstory.
We purchased a property end of June with a CMHA tenant in place. I submitted the change of ownership packet & RFTA. Heard noth...

Also, important side note, property taxes here are super low generally, not only because the tax rate is low, but Idaho is also a non-disclosure state so the government doesn't get to use data to accurately assess your property and as long as you are wise enough to avoid telling them what you paid, your property will often be assessed far lower than the market value.

Happy to assist and walk you through the process, but the boiled down version is refinancing at the purchase price at a certain LTV. 

Repeat that process every year or two. 

I am a small business landlord.I am in the process of building and ADU in the backyard.