(different loans have different seasoning periods for your funds and different guidelines on allowing gifted funds - something to consider) To determine closing costs you can call a local title company in your chosen area and ask them for their fee sheet and your lender should be able to provide you with any other fees associated with the loan.

I own a boutique real estate brokerage and property management company.

Employed with the same company for 7 years, makes 4.7 times the rent, has a credit score of 580, and a bankruptcy that is over 3 years old, shows 0 late payments since bankruptcy.

@Pramod MahadevanI'm in Lake Tahoe Nevada and this has become an issue with many larger and smaller condo complexes because of the multiple insurance claims from snow damage last year the insurance companies were dropping policies or charging crazy prices. 

In Akron/ Cleveland, title companies take care of everything.

(I am 20 yrs old) Investing has always been an interest of mine and after a couple months of searching I got hired too an investment company.

On a side note, I am a Project Manager / fire sprinkler system designer (for 20 years) for a fire sprinkler company in central Mass.

(Its a mgt company..not a big one) thank you

Would you recommend hiring an independent adjuster to work with the insurance company?

Companies like Majestic out of Southern CA. those are the for real deal no partners all assets owned by the company and the owner.