You can simply have your partner apply for a Refinance on his own.

But I'm wondering if their formula even applies to this market since according to Airbnb most people are booking more than 30 days out for the Smokies?

Of course, you need to apply and actually qualify. 

For now, work, build your credit, get 2 credit cards (long-term, this helps your credit score as there are more accounts you are paying down).You could find an investor, use your money for the down payment, split profits 50/50 You could also apply for an FHA loan, have your mom co-sign with you, put up your own capital and proceed from there.

If she's not telling you why she stopped paying and she's not applying for assistance, then I suspect she's just taking advantage of the situation and stealing free rent.I would contact an attorney today to see what your options are and start the process.

Not that I plan on applying for anything, but are landlords able to put their mortgage account in forbearance or is it only homeowners living in their properties?

I am currently applying and looking into grants.Thank you in advance!

Have a plumber run a video so you can see for yourself what they are talking about.I think they had to trench some to get the right angle to apply the "sock" and epoxy so it wouldn't bind inside the pipe.

Any advice on what I should say when applying for a personal loan?

I've heard of the 1% and 70% rules, but is there anything else an investor can base their property selection process if there rules don't necessarily apply (or are not possible) in certain markets?