I have started talking to a real estate agent that connected me with a finance person to get the ball rolling last week.

If you don't do this, all the students will magically disappear once May rolls around. 

I've got more than that in my change jar, not to mention the thousand bucks or so in rolled up change in the gun safe from getting bored a few times a year and counting that jar.I feel sorry for people like this.  

Phoenix is obviously going to be leading the charge on that.The main population segments moving here are going to be:1) Retirees from colder states (Florida #1 destination, Arizona #2) Over 10,000 people turn 65 every day.2) Younger Generations from California (mostly from SoCal - Median home price is double Phoenix's)The main thing that'll keep the ball rolling is young families from more expensive markets like California.

Meaning after opening the HELOC for 10 years it will cease to be a HELOC.

HOA, insurance were also accounted for in my expenses(rolled it all under the mortgage).

You have to roll with the punches.

As i understand it, the government will soon let you roll over your stock proceeds tax free into purchase in areas deemed “opportunity zones”.

., my biggest piece of advice for you would be to take action and get the ball rolling.

All of a sudden though, they are asking for information about the property such as property taxes, rent roll, insurance from the current owner, etc.