Most importantly Any other opportunities to generate Additional Income Streams?

I have near 800 credit score, more than enough to put a substantial amount down, no debt (except owing $700 for a iphone and cc balance I could easily pay off), and am a financially responsible individual, just in the process of generating more income.

If they are on the same deed and parcel then it would be commercial since 5+ units.If they are individual deeds and parcels then they are technically separate properties.

Again, if you're just renting your unit as an individual this may not matter.

If I were you, I would look for a property in your price range ($250k or so) that you can live in + generate rental income.  

She also said that they wouldn't owe tax on the sale of the "personal residence" portion of the property as long as the gain on that piece wasn't over $250k for Individual / $500k for Joint.  

Maybe you can increase income by renting rooms individually for a greater return.

For example, 2 or 3 bread and butter 3bd/2ba SFR can easily be purchased with $400k and will generate more cash flow than the townhouse.

hey everyone hows it going hopefully great ,thats all good points but what about a person like me that has been born and raised and survived in a war zone and sees no problem making money in a war zone , I looked around and asked the same questions to other individuals but got a very short answer now do they just not want to give there secret out or do they just not want to tell me ?

I'm hoping to connect with like minded individuals whom I can learn from and possibly do business with in the future.