What this means is putting a property in the LLC may require you to carry high liability coverage on the property itself in the LLC and in your own name personally.

The reason why they're not considering this is bc her expense and meal per diems are not 'compensation pay' but rather benefits, same reason why they don't monetize your health insurance coverage as part of the income of anyone else.

Forced Placed policies normally refer to a policy, purchased by a lender and charged back to the Mortgage Holder when that holder lapsed coverage.  

If so the private money industry has come out with DSCR loans - debt service coverage ratio - they’re basically 30 year term loans based off the properties income/expenses.

Does anyone know of an all in one or more comprehensive tool that would incorporate the functionality of Deal Machine with a CRM, with a project management tool.

See, economics are complicated, it's only taken me about 30 years to get to this point of comprehension.

Search out DSCR (Debt-Service-Coverage Ratio lenders, that basically use how the property cash flows to lend.

Just my personal opinion but no; I would only make a claim for a Catastrophic event and here's why:"insurance claims typically stay on a national property claim database called the Comprehensive Loss Underwriting Exchange (CLUE) for five to seven years."

Make it as comprehensive as possible.

Require tenant to pay for an entire year of coverage up front.