If credit score is low then work on getting credit score higher to then be able to borrow money if needed at lower interest rates.

Anyways I would like to keep collecting the rent from the 5 properties but would like to borrow what I can from them to add new homes.1) What is the name of loan im looking for?

Or will the bankable person’s credit and substantial (W2) income be suffice regardless of whoever else is on the line for the note.. ps I also have a co-borrower with substantial income/credit willing to sign on my behalf if need be. 

I always struggle between the choice of faster payoff with less cash flow versus higher cash flow and longer term. 

to answer your question - yes the 3,000 is on my tax return, but only for one year.thanks for the Co-borrower game plan - didn't think of that one, although the only person I can think of doesn't make enough money to qualify for a roll of toilet paper Hopefully there are other loans besides conventional that I can explore 

One week before the closing we all realized there was no way that we could have moved forward with the transaction because it was too risky.We had no choice but to go back to the seller and renegotiate the purchase price.

My questions are:  1) if CI and friends are so "excited to lend you money" why is it so hard to borrow with good credit +cash without the lender spending all of yours? 

Borrowing more hardly seems like the right thing to do...

Deferred financing is treated at 75% LTV Single Family and 70% LTV multi-family, but yes it could work provided it can be proved that all the cash used came from the borrower (not friends, family). 

Tenants do not have a choice as to what they pay and it is not negotiable.