I'm full Filipino, but I was born here in the states.

I was born and raised in San Marcos, Texas.

My name is Geoff Husa, born and raised in Phoenix area (Tempe/Chandler).

However, for the long period of time the money is just sitting in your bank account, the interest you pay would not be tax-deductible.Here’s a recent article on BP from a CPA that seems to confirm that last part: https://www.biggerpockets.com/blog/tax-traps-tax-opportunities-refinances(Read the comments section where someone asks “Is there a time limit if the money from the refi is just sitting in a bank account?”

I have a vacation rental that was mouse infested upon purchase and I ended them in a few months with snap traps, glue traps, and outdoor bait stations.

You're not born with it, you develop it by doing it, looking at pictures, watching tv shows, etc.

Human behavior always traps us in vicious cycles, where cash is only used as a stepping stone for more leverage.

Born and raised here.

@Joe Sadusky my nephew was born at the Virtua in Mt Holly, seemed pretty nice there.

The damage from the storm plus the remodel in progress has it looking like a trap house.