Don Konipol That 20-25% ROI/Volatility shift sounds about right, and is a helpful way to look at this!

As soon as I found it, my mind shifted into high gear and all of the "what if?"

You can then shift some attention to long term goals in real estate.

We are living on a positive cash flow and are implementing some strategies from Rich Dad Poor Dad n Trying to shift into a Cashflow Quadrant.

Here is my advice.1. a) Read Millionaire Real Estate Investor, b) Emyth revisited, c) Millionaire Real Estate Agent, and d) Shift, a, c. d are all Gary Keller of Keller Williams, b) is Michael Gerber.2.

I have tenants that work second or third shift and utilize the drop box all the time. 

One market shift while your chips are on the table and you can lose way more than you calculated in gaining.

Just because you want to shift to RE full time doesn't mean you need to tell all your IT guys about it.

i eliminated Hawaii ('best quality of life') in favor of coastal Socal only cuz the cost of living (including land/housing) is so high compared to the local salaries to the point the economy is shifting in favor of densely crowded rental neighborhoods as opposed to the sprawling upscale suburban acreage i require. same is the case with Singapore; despite the booming economy and quality of life, the house lots are down right tiny and the process of getting permission to buy/import a vehicle, daunting! 

What I'm saying is that it does have value, and I believe that the mindset shift is more valuable than the technical how-to info.I also liked the E-myth and the 4 Hour Workweek. :)