Is there a way to start your real estate portfolio or a business without having collateral or mixing personal finance’s?

I'm not bold enough to buy real estate at negative leverage - few deals in my area (and I presume, Manhattan), are trading at "Cap Rates" greater than 7%. 

Hi, I got around 19k seller's credit for a house of 775k.

But not for a typical purchase.Also, remember that the buyer agent cost should be paid by a seller credit, so it isn't additional money that you need to bring to closing.

I'm a real estate agent and investor. 

If you own real estate in your own account and are just building wealth to pass on to your heirs, it works great. 

The interest rates are higher, currently 10-11% but it's interest only and it's a revolving line of credit you can use for anything.

@James S. your best bet is a local bank or credit union who knows that area. 

Hello BP community,I’m exploring different financing strategies for my next investment property and am considering using a Home Equity Line of Credit (HELOC) as the down payment for a buy-and-hold property.Has anyone here successfully used a HELOC for this purpose?

she though to her credit put those guys in Prison.Due diligence pump and dump and been going on forever.