On a purchase mortgage with a quick closing where A and B are that close together like that, I'm still going to prioritize reliability and speed over rate for the consumer's own good, but there are plenty of refinance scenarios where this comes up and I can't answer the consumer's "what's the rate?"

Nearly half of those were in the suburbs in 2016, 33 percent in urban areas and 20 percent in rural places, said Zillow's Group Report on Consumer Housing Trends.

. :)There are a few REIAs in the Twin Cities area, most are found on www.meetup.com and one is leaving that platform to become a Facebook-only group: www.twinreia.comI joined MnREIA as an online member to be able to post properties for sale to the group of investors but have not been involved otherwise.My impression is that the majority of the REIAs in the area are more focused on wholesaling and flipping, while buy-n-hold is represented, but quietly.Perhaps the local BP Meetup will be different (I just joined and have yet to attend one of their meetups).

I have seen many articles written on different platform (e.g. https://www.realized1031.com/blog/digging-deep-int...).

Clear any consumer debt I have and start saving for a fixer upper Duplex-4 Plex in the Tacoma area. 

Frankly they don't bother me as a consumer (yes I use the tool myself)  But I get that the rules can frustrate. 

Investors, platforms, marketing companies, fund managers, software, cpas.

It's my preferred platform for Real estate Syndication.

I have developed a platform to serve the REI community.

Get at least three to five revolving accounts (credit cards or unsecured credit lines).According to FICo, this is an "ideal" mix of (consumer) credit (10% of FICo calculations):•Home Loan (Mortgage)•Two Auto Loans•Three to five credit cards (revolving)•Two to three installment loans (personal loan, etc.)Hope this helps ...