As Wayne pointed out, a VOE verification of employment has the question on it asking the likelihood of continued employment.Next you have the ethical issue of saying that is your stated income knowing it won't continue;Then you have the legal issues, obtaining a loan by deception is fraud.The risk might be higher than you think.

Now technically, you get the judgment against them, but now you have to go get the legal process started again to collect that, even if you can find them, and even if they have the money to pay you.No doubt, NEVER turn off the utilities.

I was wondering if it's legal/ethical to work under your own company and a real estate company, or how that works.

You may have cause to sue Donald Trump or Warren Buffett knowing they are worth billions, but you'll never get anything because of the dynasty and land trusts and other legal vehicles used to protect those vehicles, of which they are merely the sometimes-beneficiary.

http://www.nolo.com/legal-encyclopedia/landlord-tax-deductions-environmental-cleanup-costs.html @Steven Hamilton II @Steve Babiak based on the article in the above link you guys seem to be right on about it being an improvement.

I always clean the place up before an inspection also since inspectors will consider a messy or cluttered job site in their decisions to pass you or look for other issues at that time as well.

Most states have statute on the circumstances that allow "transient guests" to transition to legal "long-term tenants."

We are working with legal counsel on estate planning and the like but I thought I would reach out to the BP community.

Legal, local conventions, etc.

I'm not a lawyer and can't speak to the legalities surrounding that, but I would think it is another option if you trust the person you are partnering with and have some background agreements in writing...