Pulling and repaying in 3 years - if you don’t think you can beat the returns you are getting now, and don’t need the money for some urgent purpose, then I’d leave it in.But this is where leverage is king. 100k is 25% down on a 400k property, assuming you can BRRRR this 3 times in 3 years, you now control well over a million dollars in property’s , and you repaid your 401k.

I know this money is going to be repayable come April 2021, but hey so long as I pay it back in one go, it's interest free.

If your property is to unique then it can be hard to get clear numbers.  

Option two takes someone in the unique position of being able to work for months without a regular income and will be harder to find.

There is a repayment period of 3 years.

Zillow is good for the school lines.Washington County Maryland is unique in that they have magnet programs at a bunch of the schools that the kids can go and less overcrowding so other than a measuring stick for crime the parents have tons of options for their kids school wise.

This is a small unique part of Indy that charges a separate sewage bill unlike the rest of the city. 

If you have unique circumstances where you become the contractor and manager, then fine, that might be a plan B if you like it.

I'm thinking that I will enable auto rent payments again after this is over and adjust it to include the repayment of any missed monthly rents, to be spread out over 6-12 months.

The big piece that makes this house hack unique is doing it while married.