I would also call a few local insurance brokers as they have access to many different markets and pricing will vary. 

We have quickly realized why the BRRR strategy is awesome for being able to scale faster.It will be some time before we have enough cash to buy a property in cash and fund rehab costs.However, with the renovations we did on our primary residence and the increases in the market, we could probably access around $100k of equity thru a HELOC.I understand the risk of having the HELOC maxed out when the market starts to decline, but what about just using it as supplemental funds for acquisition/ rehabs and then paying it mostly down after refinancing the properties..any negatives?

There may be restrictions on mobile homes and the type of structures you can put on the land depending on where it's located.

There is a list of items needed to make the home truly accessible including:Bathroom renovationThe should be able to turn a wheelchair around Add grab bars for the toilet and tub/showerChange all of the door hardware to handlesLower home controls including thermostat and possibly switches Good luck

Good access to a lot of decent middle class jobs is another plus for this site.  

The last downturn made millionaires of those who weren't leveraged and had access to cash.

(Easy info to access on auditor site.) 

Generally speaking, closer to Oak and Biddle are the nicest areas with access to a great little downtown.

After you satisfy a 5 year wait rule you can access any of the money you put in (principal).

@Owen Washington it could be done but its complicated, A) you have to be a real cash buyer because they require you to put down a non refundable deposit after the action, or you must have very solid cash buyers that are ok buying a property sight unseen because its hard to get access to the property prior to the closing of title.