Assure them that this process can lead to a fast and smooth transaction without the usual market hassles.Be honest about the property’s condition and why your offer might be lower than the asking price.

Right now I am placing priority on price range and Cash flow.

Lastly, it could be that the bank is going to portfolio your loan at below-market pricing because they want the entire banking relationship (deposits, transaction processing, consumer lending, etc) or simply want the risk (yield).Lots of local and regional banks have been retaining loans at really aggressive pricing recently as the current environment makes this favorable for them.

The reason is the rent-to-price ratio is good so you can cash flow, and most of the West side doesn’t have a Point of sale inspection which is really annoying.

She is older and would like to have an opportunity to have higher returns on her money at this point in her life.

There are severals reasons to not keep a rental like high crime, high vacancies, tenant laws, bad cash flow, opportunity cost, etc.

So go into your investment opportunity with open eyes to what delivers the best returns.  

Purchase price: $240,000 Cash invested: $30,000 Rent to own BRRR.

Now I see lot of people ( many on youtube) are suggesting that housing market is progressing towards a recession/ correction/crash and prices are going to fall soon.

At some price point both make sense.