Also, looking to do some rehab - so if you have any contractors, engineers/architects or handyman, I will highly appreciate sending their info.

If so, I would highly recommend checking out REIA of Greater Cincinnati.

I would include a limit in the amount you are willing to cover (I think it can be a fairly high limit), but that way you protect yourself from someone running up the bill unreasonably and it encourages conscientious environmental practices.

Currently, we are at 12.75% interest with 3 - 5 points on the loan origination end; we haven’t been able to locate any existing mortgage notes we can buy of similar quality with ROI even equal to that.  

@Samantha Wardunfortunately the market is tough right now, with both interest rates and prices high. 

However, she did warn me that both HELOC and DSCR rates are insanely high at the moment, but she said that it's a possibility if I can make the payments.

However, she did warn me that both HELOC and DSCR rates are insanely high at the moment, but she said that it's a possibility if I can make the payments.

This is the easiest method if you have a strong income or a high savings rate.

We purchased the house when the housing market was at its peak(high 700’s).

As Accountants on BP we cannot self-promote.To help in and help in the search:be sure to find an accountant who is willing to grow with you, and is not too high priced fee-wise.