When I hopped back into the podcast, about 42 minutes in, they were talking about when you're having a hard time finding multi family because the inventory is low and competition is high, go where the competition isn't looking; single family. 

Was considering this as well given I'm in a highly competitive real estate market where my options might be limited at the moment due to saturation

I know lenders who will do 80% LTV refi's that are pretty competitive with conventional terms. 

Check how many dental locations in 1,3,5 mile ring radius for competition and how are this locations online reviews and testimonials.2m+ for STNL is like 50,000 house in residential.

. - Heavy Rehab (Full gut)  CONSTRUCTION$100 / sq. ft

It varies quite a bit and competition is driving the prices up on a lot of properties. 

The draw back to these loans is that they are more paperwork heavy than the other "portfolio" types of loans....but if you have ever received a loan on your primary home, it's likely that you will go through the same type of paperwork here with conventional lending.

it could be that your agent is trying to help you by encouraging you to not make a silly offer along with a competitive one. 

@Julie Verardi I own three in jersey city and two I use USAA , if you are ex military or your parents were in the military it’s a good insurance co and they seem to be very competitive.

We specialize in heavy civil, public works projects worth up to $50M, but at one point in the early 2000’s we even built spec homes as well.