improvements, plans, permits, rent rolls, schedule e, T12, proof of deed, homestead address, mothers maiden, lol whatever you can get

I'm just going to do a cash out refi immediately to get my liquidity back. 

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proAlerts can be really helpful too: http://www.biggerpockets.com/alertsThere are a few self-contained guides that you can access here: https://www.biggerpockets.com/guides

On owner occupied a conforming loan is still only 20% and many lenders offer products with lower down payment options.

the  rental income for  present and  future rental income  can be  counted to a certain degree  ...so this should make your  dti ratio lower ......in most cases  rental properties will   cash flow  positively  or at least  break even   from a lenders  qualifying perspective  ...fyi - lenders  will use  your schedule E  for analyzing rental income  for properties  owned for  more than 1 year

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

They looked at total assets but my impression from questions I've been asked is that liquidity was a key component. 

@Rob KimotoThere’s a product called sikka concrete / mortar repair .

@Lynnette E.

VRBO, Booking.com) you can create a product for each, that way you can also keep track on how much booking you get for each platform.