Unemployed but still want to close on SF rental in MO

[Phil Fowler]

I have been working with a realtor on a particular property that I know is a good investment. As I’ve been patiently waiting to close on the property before quitting my job, I couldn’t wait long enough so now I’m left unemployed still trying to buy a 40k SF property.

I have the down payment + reserves but the bank won’t work with me because I currently have no income ( I gave my job 2 weeks notice but I know it won’t close in time to make that work).

Any suggestions on how to still buy the property without having verified income? I was thinking I have to go hard money( which I would do if given no other options) but any other suggestions are appreciated!

P.S you may be asking why I quit before closing but that is a story I don’t want to get into with this post.