@Michael Le : yup, i agree. ideally i would like to go as large as i can go without being fiscally irresponsible and since i am a newbie to this, dont want to bite off more than i can chew.

Hello all, I am looking to connect with experts in land development.  

An ideal agent would be someone who enjoys working with a first time home buyer, who has the heart of a teacher, and who is familiar with investing strategies.

These last 2 questions defy logic in my mind, but some developers have built strip centers this way. 2.

A partner of mine and I are looking to start a 6-9 lot SFR development in an up-in-coming area in Los Angeles, CA. 

Ideally I'd move into it, then rent it out later on.I've saved up another $150K or so in cash, which I had intended to use to buy another property. 

So refinance and term loan are not ideal products for me at the moment.

I'm a developer with ground up projects in the $20m-$40m range as well as multifamily acquisitions. 

You first have to have a good BP, maybe approved architect plans, and ideally an offering memorandum.

Provided you use a minimum down payment and qualify for a owner occupied mortgage this would be the ideal approach.