Hello I have a question and I want an outside opinion First let's begin with I dropped my rent check off on the first as it is requested And I receive a call next day to drop another check for water bill amount in witch I run over to the office to them ASAPThere are happy and everything is okay A week goes by and I notice the water bill has been taken out of my checking and not the rent so I call the office and ask what is going on and if everything was okay just because I want to make sure there were no issues Rental manager says hold on let me see if it's here and she finds is and says she is having issues scanning it to bank and I tell her I can take a new check to the office right away she asked for a cashiers check I said I do not have the ability to leave to the bank and get one my cars in shop getting worked on and that's the best I can do this second She's says ok an takes the new check and as I go to my account two days later rent money is still there and not been processed so I look online to my resident account login and there is a NSF fee and a late fee for rent in witch I don't know why when everything was paid on time and she did not call me when she knew it wouldn't scan and I had to call her Let me know your opinion I believe the fee is wrong and I should have not been charged 

Have you shopped hard money lenders?  

Put all of the information on a nice clean spreadsheet then shop the deal.  

@David McCracken what other markets do you shop in, just Macomb and Oakland?

It’s a 10-minute walk to the subway and accessible to many restaurants, shops, bars, and I would call it a B+ neighborhood.As an aside, it's nearly impossible to get a small multi here.

Two minds in the beginning stages are still better than one, message me and well meet up for coffee. 

We would rent out the pricey condo in SF, and then either move into our rental property in TN, or possibly just rent an apt for ourselves while we shop for a home or condo or fixer project then (in case anyone has experience doing something like that and would like to share lessons learned!).

Investors in Mississippi and meet for coffee.

If it helps -- note distance and direction to schools, shopping centers, etc.  

If anyone wants to get together sometime next week, I'm a big fan of both coffee and beer.