this is the GFC all over again... over inflated apprasial.... cash out refi.. no skin in the game does not like the way the property goes and walks...

I will pay for the rehab (my "skin in the game") but need funding for the purchase. 60-70k with ARV of 100k.

Get a thicker skin and get rid of your entitlement mentality - accusing the seller of blackmail and being unethical when you defaulted on the contract won't sit well w/ other investors.    

If you are investing in the deal, I would always try to come up with some money just to show the partners that you have skin in the game.  

If they want to give you a lower rate for less skin in the game... great, take it and don't ask questions. 

I'm sure there are lenders in your area that would work out a deal like this if you build a relationship with them - and you HAVE to have sufficient cash reserves to make the lender more comfortable with you essentially having no skin in the game

I have the capital to provide some skin in the game, but am leery and a little apprehensive about using hard money for the first time for my first solo flip. 

They have more skin in the game then you do.Make sure you get clear title.

You will need to partner with your investor unless you have enough skin in the game yourself to meet loan requirements. :)

"Sooooooo I need you to call them and then fill out their forms and then I want you to setup calls at good times of day, and they may not answer, but I want you to keep calling until they do and then I want you to get together some records for them and I want you to fax a copy to one of their people and they don;t use email so I need you to go to a notary and fill out a form you can get from a small shop 45 minutes away and then make a copy out of geniune Elks blood and paper made from the skin of the an elusive Yackani fish"....