If not then you need to use financing like hard money or private money. 

I’ve lost more money than was expected.

hard money How did you add value to the deal?

Which DSTs are you recommending amd which "institutions" have their money invested with them?

Drug out the process so long I had to pay additional EMD to save the deal.

Taking a large chunk such as $100K out of an IRA all at once will put all of your income for the year in a higher tax bracket.From there anything you do with the after-tax money is fine.  

You can buy a BUNCH of insurance for that.I personally like having an LLC, but if it would save me $850 per month on each house I own I hold them all in my personal name lol.

Once you take over operation of the system, you will be required to keep it running (by the County Govt)You're losing money already and you don't even have all of the true numbers.

FHA loans are designed for borrowers who don't have a lot of money.

The reality is people are making money in virtually every market.