If this is being offered by your CU/Bank, this seems very good.

A member also contacted me and asked about current offerings as well.

That bank is going to pull a SVB if they are actually offering those terms and aren't a scam

If you did not win a bid, they should have simply returned the cashier's check you provided them or given you a refund if it had already been deposited in their escrow account, unless there was an agreement between you for them to hold it for the next offer.

All I do though is just find leads through propwire, download them and skip trace them, give em a call and see if they're interested in a cash offer and if they are, just move them down the ladder to the next guy. 

Additionally, Columbus offers a diverse range of neighborhoods, allowing for various investment strategies.

Coach Carson has an excellent video on self management this month on youtube. 

I’m not seeing any comparables listed or sold in the area recently in this bad shape. the last lot I posted for sale I undervalued it and then asked for a offer most saying “well it’s posted for 20,000” even though after talking to people, I started to see that they would happily pay more than that.

Remember, there are numerous deals available, and although I'm not deeply familiar with the Columbus market, I believe you can find a more favorable opportunity with a positive net return.If your primary objective is passive income, as indicated by this scenario, investing in the S&P may indeed offer a more passive approach.

Toledo offers excellent cash flow opportunities, although its neighborhoods can differ significantly even from one street to the next.