Obviously that must be an exaggeration, but many of my friends are fighting them and I've heard a few stories of chewed up wires in vehicles because the rats are attracted to a certain type of wire sheathing that some auto manufacturers use.

I recommend you do the same unless you want to encourage this tenant that it is okay to make their problems into your problems.For the future, consider requiring ACH/auto-debit/Zelle or some other form of automated/electronic payment so "I couldn't get to the bank" is no longer a factor.

They definitely do more preventative measures by providing certain sensors for leaks and door/windows to help mitigate the # of future claims.They are relatively inexpensive compared to the big box carriers, but they do not offer many other kinds of insurance (ie auto), so you get any kind of bundled discount.

It deals a significant blow to their credit, their ability to obtain financing/housing/auto loan/etc.

I have everything set on auto pay right now. 

I did upgrade the leather and went with the full auto pilot.. being a pilot I dig that ... of course being a pilot and having George going wonky on me a few times over the years I will watch it like a hawk.. :)

His auto insurance?

The hunter flips to full auto and starts firing.

I've used other credit unions that required memberships years ago for auto loans and I still have those accounts open with like $1 and change sitting in them.

I have over 15 years of experience in the finance industry, and am currently working as a Funding Manager with an up-and-coming auto lender.My long term goal is to create financial freedom for my family.