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Updated over 6 years ago on . Most recent reply

Joanna Golden's profile image
Joanna Golden's profile image
Joanna Golden
  • Rental Property Investor
  • from Dobbs Ferry, NY
  • Member since Feb 23, 2018
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Joanna Golden's profile image
Joanna Golden's profile image
Joanna Golden
  • Rental Property Investor
  • from Dobbs Ferry, NY
  • Member since Feb 23, 2018
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Joanna Golden
  • Rental Property Investor
  • Dobbs Ferry, NY
16
Votes |
48
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Ohio Real Estate Q&A Discussion Forum

Getting a loan for under 40K and a decent rate in Ohio!

Joanna Golden
  • Rental Property Investor
  • Dobbs Ferry, NY
Posted

Anyone else having a hard time finding back that will even loan for under 40K SFH? I have excellent credit a great job and money in the bank - I'm looking for a 5%-ish interest rate but banks seem to not want to lend for a smaller amount. Looking to find the right bank to build a large portfolio with, but that also doesn't seem to be enticing to them. Any suggestions?!

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Caleb Heimsoth
  • Rental Property Investor
  • from Durham, NC
  • Member since Oct 1, 2016
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Caleb Heimsoth's profile image
Caleb Heimsoth's profile image
Caleb Heimsoth
  • Rental Property Investor
  • from Durham, NC
  • Member since Oct 1, 2016
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Caleb Heimsoth
  • Rental Property Investor
  • Durham, NC
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Caleb Heimsoth
  • Rental Property Investor
  • Durham, NC
Replied

US bank will do loans as low as 35k I believe. If you go lower I believe they add a rate tack on. Above that the rate will be competitive, currently around 5.5 for 30 year fixed

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