-K Even with higher interest rates, you are potentially missing out on returns by not financing and maximizing your ROE - best practice would be to model it all out side by side with the different scenarios **total cash flow**  Respectfully disagree.

The only thing I would disagree with is going in cap rates are a sensitive subject for equity right now, so it must be taken into account.

@Ben Petersen some may disagree with me but I say go ahead and make your offer. 

If the other party disagrees with your summary, they can voice it.

Julie:  I'm going to respectfully disagree with the advice of purchasing the Bigger Pockets lease agreement.

@Mike Smith I don't disagree with you, but I believe the team I put together will give this a very good chance to succeed. my builder is 16% partner and my other partner is in for 24% and on the board of the bank getting us the construction loan....The builder is very experienced in high-end homes.  

Yes, I'd probably pay a premium for the luxury of a less intense rehab, but as a novice real estate investor, I would rather err on the side of "newer" homes than early 20th century.Do you disagree or have other thoughts?

Hi @Frank UgbohI disagree with much of the comments above - if the city of Chicago will only give a zoning certificate for 2 dwelling units and there are 3-4, then if the city department of buildings ever came in to inspect (they don't do this at point of sale, but it happens in most suburbs), they will likely require you to deconvert to original use (likely unfinished space) or get plans/permits.

I also haven't read this entire thread, just the most recent, so I can't agree or disagree, all I have done is to express concerns due to the abuse of some gurus and novice players. 

." - Now I disagree here for several reasons.